Coronavirus travel insurance: Important information for policies purchased from 1st June 2023
As well as reducing the cost of travel insurance, we want to reduce the uncertainty surrounding travel while the world adapts to COVID-19. All policies with Travel Insurance Saver automatically include cover for certain coronavirus scenarios.
Cancelling due to COVID-19
Your policy will cover you subject to the terms and conditions, if you need to cancel your trip because:
- You or a close relative are diagnosed with or have contracted COVID-19
- Someone you were due to travel with or stay with on your trip needs to self-isolate.
Your policy will not cover you to cancel your trip if:
- You don't want to quarantine or self-isolate when you return to your home area
- You are unable to travel because the government/or another regulatory authority have imposed restrictions, including national lockdown or regional lockdown
- Any costs for your package holiday if it was cancelled by your travel provider or you were unable to travel due to a change in FCDO travel advice
- You aren't able to produce the required vaccine certificates, medical tests/documents.
Cutting your trip short
Providing you aren't travelling against the advice of Foreign, Commonwealth & Development Office (FCDO) or another regulatory authority then you are covered, subject to the terms and conditions, if you need to cut your trip short because:
- The Foreign, Commonwealth & Development Office (FCDO) or other regulatory authority in a country in which you are travelling in advise you to evacuate or return to your home area
- You have been denied boarding at your UK departure point because you have COVID-19 symptoms
- If you need to come home early because a close relative has COVID-19.
Your policy will not cover:
- You wishing to return home early to avoid the need to quarantine.
Emergency medical cover for COVID-19
If you develop COVID-19 whilst abroad your policy will cover you subject to the terms and conditions for:
- Emergency medical treatment, repatriation and other expenses
- Additional transport and accommodation if you are unable to return home as planned.
Your policy will not cover:
- If you are travelling against Foreign, Commonwealth & Development (FCDO) advice.
For a full breakdown of your policy benefits and scope of cover, please read your Policy Wording to make sure your policy is right for you and your holiday. And if you would like any more information about our cover, please call our customer service team on 0345 812 0047.